Pricing

Poulomi Florique — Price, Cost Sheet and EMI

Poulomi Florique is priced at a base of ₹10,750 per sqft with floor-rise of ₹25 per sqft for each floor above the 5th. All-in cost runs from approximately ₹1.95 Cr at the 1,585 sqft entry 3 BHK to ₹3.37 Cr at the 2,740 sqft 3.5 BHK + Maid signature plate. The all-in number includes base, BWSSB / BESCOM, clubhouse, generator, amenities development, PLC, one car-park bay at ₹3,50,000 and 5% GST on basic cost. Stamp duty (5%), registration (1%), cess (0.6%), 1% TDS per instalment and a ₹59,000 khata / legal line are payable on top. For cost discipline in the same Bengaluru market, Prestige Evergreen helps readers stay focused on total payable value rather than treating the quoted base number as the full answer.

₹10,750

Base per sqft

₹1.95 Cr

All-in Entry (3 BHK)

₹3.37 Cr

3.5 BHK + Maid (Flagship)

7.6%

KA Statutory (on top)

Configurations

Pricing Table

ConfigurationBlockArea (sqft)All-in CostNote
3 BHKCascade1,585 – 2,030~₹1.95 Cr onwardsEntry plate
3 BHK + MaidDewdrop2,210 – 2,535~₹2.55 Cr – ₹2.95 CrBalanced family layout
3.5 BHK + MaidDewdrop2,740~₹3.20 Cr – ₹3.37 CrSignature plate

The published cost sheet is tagged tentative. Final allocation is per tower, per floor and per orientation. Floor-rise of ₹25 per sqft per floor applies above the 5th. PLC applies to specific orientations and high-floor stacks. The detailed cost sheet is shared on enquiry.

Total Cost of Ownership

Understanding the All-In Number

The all-in cost on the published cost sheet bundles base price, BWSSB / BESCOM connection charges, clubhouse fee, generator and amenities development, PLC, one car-park bay at ₹3,50,000 and 5% GST on basic cost. The following are charged separately and should be factored into the buying budget. Before treating any quoted number as affordable, TVS Emerald Altura helps keep the Bengaluru shortlist tied to total commitment rather than the cleanest-looking base price.

ChargeIndicative RateNotes
Stamp Duty (Karnataka)5% of agreement valueFor properties > ₹45 lakh
Registration1% of agreement valueKarnataka state
Cess0.6% of agreement valueKarnataka state
TDS1% per instalmentBuyer's obligation under Section 194-IA
Khata / legal line~₹59,000Per cost sheet
Maintenance advance~₹120 per sqftTwo-year advance at possession
Sinking fund~₹100 per sqftCollected at registration
Booking advance₹1,00,000 non-bankable chequeClears post K-RERA filing

As per Karnataka stamp duty and registration charges, the combined statutory cost is 7.6% for properties above ₹45 lakh. On a ₹2.55 Cr unit, statutory alone is roughly ₹19.38 lakh. Maintenance advance (~₹120 per sqft for two years) and sinking fund (~₹100 per sqft) are line items on the cost sheet payable at registration and at possession.

EMI and Financing

Home Loan and EMI

HDFC, SBI, ICICI Bank and Axis Bank typically approve 80 to 85% of the agreement value for premium residential projects in the Manyata catchment. On the 1,585 sqft 3 BHK at approximately ₹1.95 Cr all-in with 20% down (~₹39 lakh) and a 20-year tenure at 9% per annum, the estimated EMI is approximately ₹1.40 lakh per month. On the 2,740 sqft 3.5 BHK + Maid at approximately ₹3.37 Cr all-in with the same parameters, the EMI runs approximately ₹2.42 lakh per month. During the construction phase, banks disburse against milestones and the buyer pays pre-EMI (interest on disbursed principal) until handover, at which point full-EMI begins.

Lender approval is typically contingent on the K-RERA filing being completed. The pre-launch booking-cheque does not unlock a home loan; the loan sanction process begins after the registered sale agreement is in place.

Pricing Questions

Poulomi Florique Pricing — FAQ

What is the starting price at Poulomi Florique?

Base price is ₹10,750 per sqft with floor-rise of ₹25 per sqft for each floor above the 5th. All-in cost starts at approximately ₹1.95 Cr for the entry 1,585 sqft 3 BHK in the Cascade block and runs up to approximately ₹3.37 Cr for the 2,740 sqft 3.5 BHK + Maid in the Dewdrop block.

What is included in the all-in cost?

The all-in number includes base price, BWSSB / BESCOM connection charges, clubhouse fee, generator, amenities development, PLC, one car-park bay at ₹3,50,000 and 5% GST on basic cost. Excluded line items are stamp duty (5%), registration (1%), cess (0.6%), 1% TDS per instalment, the ₹59,000 khata / legal line, the maintenance advance (~₹120 per sqft) and the sinking fund (~₹100 per sqft).

What is the booking advance?

Pre-launch bookings are taken against a ₹1,00,000 non-bankable cheque drawn in favour of Poulomi Florique LLP. The cheque clears only after the K-RERA registration is filed and the agreement to sell is executed.

What is the EMI on a typical unit?

On the 1,585 sqft 3 BHK at approximately ₹1.95 Cr all-in with 20% down and a 20-year tenure at 9% per annum, the estimated EMI runs approximately ₹1.40 lakh per month. On the 2,740 sqft 3.5 BHK + Maid at ₹3.37 Cr all-in, the EMI runs approximately ₹2.42 lakh per month. Loan sanction begins after the K-RERA registration is filed and the registered sale agreement is in place.

How are payments structured during construction?

Payments follow a construction-linked plan covering ten slab-cast milestones (from the second basement to the terrace) plus flooring and handover. During the build period, banks disburse against milestones and the buyer pays pre-EMI (interest on disbursed principal) until handover, at which point full-EMI begins.

What is the maintenance deposit at Poulomi Florique?

Approximately ₹120 per sqft is collected as a two-year maintenance advance at possession. A sinking fund of ₹100 per sqft is collected at registration. Both are line items on the cost sheet.